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Stocks and Mutual Funds
Alabama Cooperative Extension System — Stocks are the securities with which many people are most familiar. (The term "securities" means different types of investment instruments, including stocks, bonds, mutual funds, options, and municipal bonds.) Mutual funds may include stocks or ...More…
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Savings and Investments
Alabama Cooperative Extension System — This publication is the second in a series on investments offered by the Alabama Cooperative Extension System. In this publication, we will get an overview of some investment choices for the beginning investor. We will look at the difference ...More…
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Why People Don't Save
Alabama Cooperative Extension System — Most people have high expectations for their retirement and are confident they will have saved enough money for it. However, many of them have not yet begun to do so and will wait until it's too late. Financial counselors find a growing number of ...More…
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Money Management Makes Cents
Alabama Cooperative Extension System — All of these sayings indicate a feeling--a philosophy about money. How do you feel about money? Do you know how your husband or wife feels about it? You probably have developed your feelings about money from your family's influence, your own ...More…
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MONEY MANAGEMENT CALENDAR 2009 : HE-0493-I
Alabama Cooperative Extension System — Good money management skills should become habitual. The money management calendar is a resource that can help build and improve your budgeting skills. Begin today using this calendar to list your fixed, occasional, and flexible expenses. You ...More…
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MONEY MANAGEMENT CALENDAR 2008 : HE-0493-H
Alabama Cooperative Extension System — Good money management skills should become habitual. The money management calendar is a resource that can help build and improve your budgeting skills. Begin today using this calendar to list your fixed, occasional and flexible expenses. ...More…
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Leaks In Spending
Alabama Cooperative Extension System — Do you never seem to have enough money to buy the things you would like for your family? Do you ever wonder why your hard-earned dollars buy so few things? And, do you sometimes get little satisfaction from the things you buy? If you can answer ...More…
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Help Stamp Out
Alabama Cooperative Extension System — By Fred Waddell, Extension Family Resource Management Specialist, Associate Professor, Human Development and Family Studies, Auburn University. Originally prepared by Josephine Turner, Extension Program Specialist, Professor, Human Development ...More…
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HEIR PROPERTY IN ALABAMA : HE-0852
Alabama Cooperative Extension System — Heir property is land acquired by family members after a landowner dies without a will. It is the leading cause of land loss among African Americans and the cause of numerous legal problems. This booklet highlights the problems associated with ...More…
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Cooling Off Period
Alabama Cooperative Extension System — Door to door sales people can save you time, energy, and sometimes money. But sometimes they can be bad news. Have you ever been talked into buying something that you did not want, simply to make a sales person leave? Have you ever wished that ...More…
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Basics of Bonds
Alabama Cooperative Extension System — Bonds offer investors a range of opportunities, from earning stable but low returns to earning large returns by speculating on interest rate movements. A bond can be described as a long-term debt instrument; that is, it is a contract or IOU ...More…
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Use Coupons Carefully
Alabama Cooperative Extension System — Are you living on a tight budget? Want to learn ways to save money on groceries? This publication is for you. It lists 101+ ways to save food money, including using seasonal foods for your meals and buying in bulk. The Nutrition Education Program ...More…